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Loan Type	Term	Interest Rate	APR ¹	Monthly Payment ²	Fees ³	Demo Col ¹
Credit Builder	up to 63 mos.	6.64%	6.64%	$18.84	$50	%
Credit Builder	64 to 75 mos.	7.04%	7.04%	$16.52	$50	%
Credit Builder	76-84 mos.⁴	8.04%	8.04%	$15.61	$50	%
Credit Builder Plus	up to 63 mos.	6.74%	6.74%	$18.89	$50	%
Credit Builder Plus	64 to 75 mos.	7.54%	7.54%	$16.76	$50	%
Credit Builder Plus	76-84 mos.⁴	8.34%	8.34%	$15.76	$50	%

Show Hide Important Disclosures, Assumptions and APR Information

¹Annual Percentage Rate (APR) reflects 0.10% discount with automatic funds transfer from a St. Mary's Bank Beyond Checking account; a 0.25% discount when the loan amount is 80% or less than the MSRP (new auto loans) or J.D. Power/NADA Retail Value (used auto loans), and vehicle with 100,000 miles or fewer. APR for vehicles with 100,001 miles or more will be increased by 1.00%. APR based on $10,000 financed, except for 76-84 month term auto loans where the APR is based on $20,000 minimum loan amount. APR is based on evaluation of applicant's credit and the actual rate may vary. We use risk-based pricing to determine the interest rate and/or term.

²Per $1,000 for max term

³$50 application fee is waived with automatic funds transfer from a St. Mary's Bank Beyond Checking account.

⁴Loan term is available based on evaluation of applicant's credit

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